What Will XRP (Ripple) Be Worth in 2030?

Anyone who is interested in investing in cryptocurrency and is considering XRP will undoubtedly be interested in the longer term forecasts. They will want to know how much it will be worth in 2030. Ripple emerged up in 2012 as a money transfer network, similar to SWIFT. The secret of Ripple’s success is that it facilitates exchanges much more quickly and very cheaply. The standard transaction fee was just 0.00001 XRP. For this reason, it has attracted some of the world’s biggest banks and payment providers. They include PNC Bank, Santander, Standard Chartered Bank and Cuallix. So what are the experts saying about its prospects?

XRP is the 7th biggest cryptocurrency at present. The price of XRP, currently around $0.31, is very low due to an extremely large amount of coins in circulation. There are currently over 48 billion. Predicting the future is a tricky business but currency experts have many analytical tools at their disposal. It’s important to always be aware that any prediction could be wrong, and should not be taken as financial advice.

We should do our own in-depth research before investing in a currency. However, having viewed some analyses from a range of experts, and taking the most conservative view, there seems to be an expectation that in 2030 XRP will be worth a minimum of $10.39.

XRP Coin
XRP Coin

Ripple’s Future in the Balance?

At present all eyes in the world of cryptocurrency are on the lawsuit between Ripple and the U.S. Securities and Exchange Commission (SEC). What is being alleged is that Ripple executives used XRP in order to raise funds back in 2013 at which time it was an unregistered currency. SEC claims that this constitutes an illegal securities offering.

Ripple’s counterargument is that digital coin should not be treated as a security, based on a statement by the SEC’s own Director of Corporation Finance Robert Hinman. His statement indicated that neither Bitcoin nor Ethereum should be classed as securities. The case hinges on this issue, which the SEC have tried to pass off as Hinman’s personal opinion. The outcome of this case, expected to be resolved by the end of 2022, is crucial not only for Ripple but would set a precedent for the whole industry. It will define whether similar cryptos would also be classified as securities.

This lawsuit is a major factor that makes it more difficult to predict the future performance of the currency. However, experts are saying that the lawsuit is looking good for Ripple and that the judge is not going easy on the SEC.

On a positive note, if Ripple are the victors in the lawsuit, they may well be looking into the possibility of an initial public offering. In the words of Ripple CEO Brad Garlinghouse: ‘I think we want to get certainty and clarity in the United States with the U.S. SEC. You know, I’m hopeful that the SEC will not slow that process down any more than they already have. But you know, we certainly are at a point in scale, where that is a possibility. And we’ll look at that once we’re past this lawsuit with the SEC.’


At the current time, it is very difficult to see exactly where the road ahead lies for Ripple and its currency XRP. This has to put in question the accuracy of any forecast of its value in the future. Following the recent price crash that wiped billions off the value of cryptocurrencies worldwide, the industry as a whole is facing many uncertainties. Some experts are predicting a ‘crypto winter’ and a further crash in the market before the road to recovery begins.